Able Bail Bonds
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Able Bail Bonds

Frequently Asked Questions

What is Bail?

Bail or bond is an amount of money in cash or surety bond for the purpose of making sure that a defendant attends all required court appearances. Bail allows an arrested person (defendant) to be released from jail until his or her case is completed.
Bail is not a means of punishing a defendant. The agreement between the bail agent and the persons posting the bail is backed by sufficient cash or collateral to cover the full amount of the bail if the defendant misses his or her court date.


Who can post Bail?

A licensed Bail Bond Agent can post bail for a defendant. Any person can post his or her own bail. If the defendant is financially unable to bail himself or herself out of jail, a family member or friend over the age of 18 may post the bail through a licensed Bail bond agent.

How much does a bail bond cost?

A bail bond costs the full amount of the bail set by the court and a nonrefundable 10% premium plus any additional fees from the court.

What is a Premium?

A premium is the fee charged by the Bail Bondsman to write the Bail Bond. Normally is 10% of the amount of the bail that is designated by the court. Any expenses incurred for mileage, telephone calls, or miscellaneous in facilitating the defendants appearance to court are additional. The premium is non-refundable.

Will I get my money and collateral back?

The premium and any Sheriff's fee are non refundable.  If the defendant attends all court appearances and is found not guilty or the charges are dropped, the person named on the bond receipt should automatically receive a refund of the bail amount in the mail.
If a defendant is convicted, the defendant appears for sentence. If sentenced to jail confinement or imprisonment the defendant is committed to the custody of the sheriff, and the bond is discharged by the court and all collateral will be returned.

What happens if the defendant misses court?

The judge will issue a bench warrant for the defendant's arrest, and the bond will be in forfeit (default).

How do I post a surety bond?

Call us! One of our bail bond agents can arrange for your bail bond.

What can be used as Collateral?

  1. Surety Bond – A friend or relative pays 10 percent of the bond, and an insurance agency backs the bond for the bondsman. If the accused skips out of jail, the friend or relative on the hook must pay the penalty in cash, property or valuables.
  2. Property Bond – In this case, a land lien is given to the court. If the accused does not appear in court, the property may be foreclosed.
  3. Home – This process takes several weeks because it involves the buying and selling of a home. A minimum of 150 percent equity is commonly required.
  4. Land – Real estate is the most common form of bail bonds collateral, in addition to cash.
  5. Cash – Payment is in full amount, and in some cases, a check or credit card is accepted. While these are the easiest bail bond collateral used, the cash is tied up, which can make it difficult to secure legal service.
  6. Car – Just like a home or land, you can secure bail by putting up your vehicle. Along the same lines, you can lose this item if you fail to appear in court or cannot make the premium amount (a percentage the bondsman charges).
  7. Jewelry: Depending on the gold market and whether you have diamonds, this can be a viable option for securing collateral.
  8. Firearms: If you own firearms that are in good condition, you may be able to use them as collateral.
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